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Options
Conventional (lowest rate)
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Personal income documents reviewed
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15% minimum down payment
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620 minimum credit score
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1-4 unit properties only
DSCR Cash Flow
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No personal income required, approval will be based on the property's rental income.
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20% minimum down payment
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600 minimum credit score
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$75k minimum loan amount
Fix & Flip
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Buy a property & receive additional funds for renovations.
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Pay interest only during the renovations.
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Pay 25% down for the purchase of the property.
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100% of renovations costs covered.
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Total loan amount must be the lesser of either:
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70% of After Repair Value or
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90% of the initial purchase price.
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