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Florida hometown heroes

Key features:

  • Between $10,000-35,000 towards down payment & closing costs.

  • No geographic restrictions

  • Other eligibility requirements apply


Receive up to 5% of the purchase price (between $10,000-35,000) towards your closing costs in the form of a 2nd loan.

Assistance is provided as a 0%, non-amortizing, 30-year deferred second mortgage, which is repayable upon selling the property, refinancing the first mortgage, transferring the deed, or if the property is no longer your primary residence. Note that this loan is not forgivable.


  • 620 minimum credit score

  • Income below 150% of the Area Median Income in the area you are purchasing

  • Must work for a Florida-based company

  • Must be currently residing in Florida

  • Single-family homes, townhomes, and condos only

  • Have not owned a property in the last three years


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