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What are you looking to do?

Unsure? Connect with one of our experts. Tell us your goals and we'll guide you to the right options.

Family Viewing House

Looking to purchase a home? We offer several programs to fit your situation with low rates.

Working from Home

Whether you're looking to lower your rate or pull out some cash from your home, we have you covered.

Home Loans: Loans

PURCHASE LOANS

Whether you're a first-time buyer or repeat, the possibilities are endless. Our experts guide you to the best options based on your needs.

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Homeowners
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Image by Tierra Mallorca

CONVENTIONAL MORTGAGE

  • Down payment as low as 3%.

  • Minimum credit score of 620.

  • Loan terms up to 30 years.

  • No monthly mortgage insurance required with 20% equity.

FHA
 

  • Down payment as low as 3.5%.

  • Primary Residences only.

  • Minimum credit score of 500.

  • Monthly mortgage insurance required.

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DOWN PAYMENT ASSISTANCE

  • 0% down payment

  • Up to 1% towards closing costs
  • Minimum credit score of 620 + other requirements.

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INVESTMENT PROPERTY LOANS

  • Perfect for buying for long-term rentals or AirBnB.

  • Funds for renovations available.

  • 15% minimum down payment.

  • No income requirement option.

Home Loans: Purchase

Other Loan Programs

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Construction Loans

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ITIN Loans

Learn More
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VA Loans

Learn More
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Land Loans

REFINANCE

Lower your monthly payments or cash-out on the equity of your home.

LOWER YOUR RATE

Refinancing only your current mortgage balance with a lower rate could result in lower monthly payments.

CASH OUT

Refinance your current mortgage and pull out cash for personal use. Up to 80% of your home's appraised value.

HOME EQUITY LINE OF CREDIT (HELOC)

Have cash available for use based on the equity of your home. HELOC amounts up to 80% of your home's value (based on your current mortgage's balance).

Home Loans: Refinance
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