Homebuying & Refinancing Education

Cashout Refinance Snapshot (Texas 2026) Determine Your Max Loan Amoun t : 80%  of the home’s appraised value (primary residence); 75%  (second homes or investment properties) Speak to a Mortgage Broker : To see your detailed options. Complete a Mortgage Application : and submit documents (Paystubs, W2s, current mortgage statement, etc) Receive Cash : Underwriting typically takes 15-30 calendar days . Upon final approval, you’ll receive the cash in your bank account via wire i

Discover the top five mortgage lenders in Texas for 2026, as we deep dive into who offers the best rates and service in the Lone Star State.

Discover how to get Pre-Approved for a Mortgage in Texas fast, avoid common mistakes, and move on to homes with confidence.

Find out what $300K buys in Texas: DFW, Houston, Austin & San Antonio: typical home sizes, HOA notes, and FHA-friendly options so you can shop with confidence in 2025.

Learn how much down payment for a house is in Texas and see the average down payment in Texas, plus 0–5% options, programs, and city examples.

Discover how to determine your home-buying budget in Texas. From evaluating finances to exploring loan options, make your dream home a reality.