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PURCHASE LOANS

Whether you're a first-time buyer or repeat, the possibilities are endless. Our experts guide you to the best options based on your needs.

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CONVENTIONAL 

  • Down payment as low as 3%.

  • Minimum credit score of 620.

  • Loan terms up to 30 years.

  • No monthly mortgage insurance required with 20% down payment.

Homeowners

FHA
Federal Housing Administration

  • Down payment as low as 3.5%.

  • Primary Residences only.

  • Minimum credit score of 500.

  • Monthly mortgage insurance required.

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DOWN PAYMENT ASSISTANCE

  • 0% down payment

  • Minimum credit score of 600

  • Up to 1% towards closing costs
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JUMBO LOANS
 

  • For loan amounts greater than $766,500.

  • Maximum loan amount $10 million.

  • Minimum credit score of 660

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Other Loan Programs

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Investment Property Loans

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Land Loans

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VA Loans

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Construction Loans

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ITIN Loans

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Foreign National Loans

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REFINANCE

Lower your monthly payments or cash-out on the equity of your home.

LOWER YOUR RATE

Refinancing only your current mortgage balance with a lower rate could result in lower monthly payments.

CASH OUT

Refinance your current mortgage and pull out cash for personal use. Up to 80% of your home's appraised value.

HOME EQUITY LINE OF CREDIT (HELOC)

Have cash available for use based on the equity of your home. HELOC amounts up to 80% of your home's value (based on your current mortgage's balance).

Home Loans: Refinance
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