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PURCHASE LOANS

Whether you're a first-time buyer or repeat, the possibilities are endless. Our experts guide you to the best options based on your needs.

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  • Down payment as low as 3%.

  • Minimum credit score of 620.

  • Loan terms up to 30 years.

  • No monthly mortgage insurance required with 20% down payment.

Homeowners
  • Down payment as low as 3.5%.

  • Primary Residences only.

  • Minimum credit score of 500.

  • Monthly mortgage insurance required.

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  • 0% down payment

  • Minimum credit score of 660

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  • For loan amounts greater than $766,500.

  • Maximum loan amount $10 million.

  • Minimum credit score of 660

Other Loan Programs

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Investment Property Loans

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Land Loans

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VA Loans

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Construction Loans

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ITIN Loans

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Foreign National Loans

REFINANCE

Lower your monthly payments or cash-out on the equity of your home.

LOWER YOUR RATE

Refinancing only your current mortgage balance with a lower rate could result in lower monthly payments.

CASH OUT

Refinance your current mortgage and pull out cash for personal use. Up to 80% of your home's appraised value.

HOME EQUITY LINE OF CREDIT (HELOC)

Have cash available for use based on the equity of your home. HELOC amounts up to 80% of your home's value (based on your current mortgage's balance).

Home Loans: Refinance

AsertaLoans Inc

3232 McKinney Avenue, Suite 500, Dallas, TX 75204

214.960.0998 (direct)

NMLS# 2114425

Equal Housing logo

For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply.

www.nmlsconsumeraccess.org | Equal Housing Opportunity

Texas Complaint-Recovery Fund Notice:​

Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the texas department of savings and mortgage lending, 2601 north lamar, suite 201, austin, texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550.

The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residentialmortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.

©2021 by Asertaloans Inc. NMLS# 2114425 | Privacy Policy Disclosures

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