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Mortgage Loan Programs
Explore AsertaLoans’ full lineup of mortgage loan programs for buyers and homeowners across Texas and Florida. Whether you’re purchasing your first home, upgrading, investing, or refinancing to improve your rate or access equity, you’ll find clear options designed to fit different credit profiles, income types, and down payment goals. Browse our purchase and refinance programs below to compare features and choose the loan that best matches your needs.
Purchase Loans
When you're buying a home, we offer a variety of home loan options flexible to your situation. Our expert mortgage landers guide you to the best options based on your needs.
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Down payment as low as 3%.
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Minimum credit score of 620.
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Loan terms up to 30 years.
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No monthly private mortgage insurance (PMI) required with 20% down payment.
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Down payment as low as 3.5%.
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Primary Residences only.
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Minimum credit score of 500.
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Monthly mortgage insurance required.
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For loan amounts greater than $832,750.
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Down Payment as low as 10%
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Maximum loan amount $10 million.
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Minimum credit score of 660
Lower your monthly payments or cash-out on the equity of your home.
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