Homebuying & Refinancing Education

Quick Takeaways ITIN mortgages provide a pathway to homeownership for individuals without a Social Security number, particularly benefiting communities in Texas and Florida. Borrowers typically need at least a 10% down payment, a minimum credit score of 620, and proof of steady income, while expecting slightly higher interest rates than conventional loans. Prospective homebuyers can secure the most favorable terms by building credit, saving for a larger down payment, and work