ITIN Loans in Texas

ITIN home loans are a great option for those don't have a social number but want to buy a home in Texas. These loans are specifically designed for non-US and can help make the dream of homeownership a reality.

With competitive interest rates and flexible terms, ITIN home loans are worth considering for anyone looking to purchase or refinance a home in Texas. Contact us today to learn more about how we can you get started on your path to homeownership.

Texas ITIN Loan Features

11% minimum down payment

No tax returns required

600 minimum credit score OR no credit score

No work permit/visa required

ITIN Loans in Texas

At AsertaLoans, we qualify Texas homebuyers who have only an ITIN. ITIN loans are different than your traditional Conventional or FHA loans, because ITIN loans do not require a homebuyer to have a social security number nor a work permit nor U.S. Visa.

With our ITIN loan program, you can qualify with just your ITIN number. The extra benefit is that you do not need to have filed US Tax Returns to qualify. We can determine your income with just 12 months of bank statements.

Texas ITIN Loan Program Eligibility:

600 minimum credit score OR No credit score permitted
Two year minimum employment history
Income Documents (one of the below):
- 2 years of Tax Returns OR
- 12 months of bank statements OR
- 2 years of W2 statements + most recent Paystub

We love to serve ITIN homebuyers all over Texas. Many of our Texas ITIN clients come from the metro areas of Houston, San Antonio, Dallas-Fort Worth, El Paso, the Rio Grande Valley, and Austin.

Speak with a Texas Loan Officer today on qualifying for an ITIN loan!