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Low Rate Mortgage Lender
of
Orlando

Orlando | Kissimmee | Sanford

Serving the Orlando area, AsertaLoans is a Mortgage company helping Floridians (future & current) purchase their dream home or refinance their current one.

From low down payment to low closing costs, AsertaLoans ensures you get the best mortgage for your home. AsertaLoans also helps those with low credit scores. Let our mortgage advisers guide you today!

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Orlando Home Loans

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Purchase LOANS

  • Conventional, FHA, VA, and USDA

  • 500 minimum credit score.

  • 3.00% minimum down

  • Single family homes, condos & townhouses eligible

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Mortgage Refinance

  • Reduce Monthly Payment

  • Withdraw cash from home's equity

  • Shorten current mortgage term           

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Florida hometown heroes

  • Up to $35,000 towards closing costs and down payment for Florida first-time homebuyers

  • 620 minimum credit score

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ITIN Loans

  • Non-US citizens eligible with an ITIN

  • 15% minimum down payment

  • US Visa or work permit not required

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Down Payment Assistance

  • 0% down for eligible borrowers

  • No income limits required

  • 600 minimum credit score

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Rental/airbnb 

  • Buy a rental property for long-term tenants or AirBnb.

  • Fix & Flip or Fix & Hold.

  • 15% minimum down payment

  • 600 minimum credit score

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Land loans

  • $154,000 minimum purchase price

  • 35% minimum down payment

  • 660 minimum credit score

  • 20 year maximum term

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Home equity line of credit (heloc)

  • Borrow up to 80% of your home's value less your current mortgage balance

  • 640 minimum credit score

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VA Loans for FLORIDA veterans

  • 0% down payment

  • No monthly mortgage insurance

  • Rates typically lower than FHA & Conventional loans

Ready to Apply?

Click below to complete an application or get in touch with one of our experienced Mortgage Loan Officers to find out how much you can qualify for.

*Applying online does not initiate an automatic credit check.

Orlando Home Loans & Mortgage Refinance

If you're looking for a mortgage in Orlando, look no further than AsertaLoans. We specialize in residential mortgages and pride ourselves on exceptional service and competitive rates. As a mortgage company serving greater Orlando, we have the expertise to guide you through the process and find the best loan option for your needs.

With our expert Loan Officers, we can make quick decisions and close loans efficiently. Whether you're a first-time home buyer, a member of the US military, or interested in jumbo mortgages, we have the perfect loan program for you.

At AsertaLoans, we also offer VA and FHA home loans for US military personnel and first-time home buyers. Contact us today to see how much you could qualify for and let us help you navigate the mortgage application process with ease.

Home Refinancing in Orlando

If you're considering mortgage refinancing, AsertaLoans has you covered. Our refinance opportunities can help you secure a lower interest rate, reduce monthly payments, pay off your home faster, or access the cash from property's equity. Whatever your motivation for refinancing, we'll work hard to find you the best mortgage rate based on your unique circumstances.

Contact Us

Complete the below and a Mortgage Loan Officer will contact you within one hour.

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AsertaLoans

3232 McKinney Ave Suite 500, Dallas, TX 75204

214-960-0998

NMLS# 2114425

Equal Housing logo

For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply.

www.nmlsconsumeraccess.org | Equal Housing Opportunity

Texas Complaint-Recovery Fund Notice:​

Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550.

The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.

©2026 by Asertaloans Inc | NMLS# 2114425 | Terms and ConditionsPrivacy Policy

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