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ITIN Mortgage Loan in Florida

ITIN mortgages are a great option for those don't have a social number, visa, or work permit, but want to buy a home in Florida. These loans are specifically designed for non-US citizens and can help make homeownership a reality.

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With competitive interest rates and flexible terms, ITIN home loans are worth considering for anyone looking to purchase or refinance a home in Florida. Contact us today to learn more about how we can you get started on your path to homeownership.

Florida ITIN Loan Overview

11% minimum down payment
 

No tax returns required

600 minimum credit score OR no credit score

No work permit/visa required

ITIN Loans in Florida

At AsertaLoans, we qualify Florida homebuyers and homeowners who have only an ITIN. ITIN loans are different than your traditional Conventional or FHA loans, because ITIN loans do not require a homebuyer to have a social security number nor a work permit nor U.S. Visa.
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With our ITIN loan program, you can qualify with just your ITIN number. The extra benefit is that you do not need to have filed US Tax Returns to qualify. We can determine your income with just 12 months of bank statements.
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Florida ITIN Loan Program Eligibility:

  • 600 minimum credit score OR No credit score permitted

  • Two year minimum employment history

  • Income Documents (one of the below):

    • 2 years of Tax Returns OR

    • 12 months of bank statements OR

    • 2 years of W2 statements + most recent Paystub

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We love to serving ITIN holders all over Florida. Many of our Florida ITIN clients come from the metro areas of Miami, Tampa, Orlando, Jacksonville, and Lakeland. 
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Speak with a Florida Loan Officer today on qualifying for an ITIN loan!

ITIN Mortgages Offered

Purchase

Purchase a home with an 11% minimum down payment. Up to 6% seller credit allowed.

Refinance

ITIN homeowners can qualify for either a cash-out refinance to access cash from your home's equity or just refinance your current mortgage balance. Refinance up to 75% of the home's value.

Homebuyers Love Us!

See our Google Reviews below

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Call our Florida Mortgage Team Today

Contact our Florida Mortgage Loan Officers today to get pre-approved and find out how much you can qualify for our ITIN loan program.

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Hours

Monday                       7 AM – 8 PM
Tuesday                      7 AM – 8 PM
Wednesday                 7 AM – 8 PM
Thursday                     7 AM – 8 PM
Friday                          7 AM – 8 PM
Saturday                     7 AM – 8 PM
Sunday                        7 AM – 8 PM

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Phone

(214) 960-0998

AsertaLoans

3232 McKinney Ave Suite 500, Dallas, TX 75204

214-960-0998

NMLS# 2114425

Equal Housing logo

For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply.

www.nmlsconsumeraccess.org | Equal Housing Opportunity

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Texas Complaint-Recovery Fund Notice:​

Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550.

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The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.

©2026 by Asertaloans Inc | NMLS# 2114425 | Terms and Conditions | Privacy Policy

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