
ITIN Mortgage Loan in Florida
ITIN mortgages are a great option for those don't have a social number, visa, or work permit, but want to buy a home in Florida. These loans are specifically designed for non-US citizens and can help make homeownership a reality.
With competitive interest rates and flexible terms, ITIN home loans are worth considering for anyone looking to purchase or refinance a home in Florida. Contact us today to learn more about how we can you get started on your path to homeownership.
Florida ITIN Loan Overview
11% minimum down payment
No tax returns required
600 minimum credit score OR no credit score
No work permit/visa required
ITIN Loans in Florida
At AsertaLoans, we qualify Florida homebuyers and homeowners who have only an ITIN. ITIN loans are different than your traditional Conventional or FHA loans, because ITIN loans do not require a homebuyer to have a social security number nor a work permit nor U.S. Visa.
With our ITIN loan program, you can qualify with just your ITIN number. The extra benefit is that you do not need to have filed US Tax Returns to qualify. We can determine your income with just 12 months of bank statements.
Florida ITIN Loan Program Eligibility:
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600 minimum credit score OR No credit score permitted
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Two year minimum employment history
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Income Documents (one of the below):
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2 years of Tax Returns OR
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12 months of bank statements OR
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2 years of W2 statements + most recent Paystub
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We love to serving ITIN holders all over Florida. Many of our Florida ITIN clients come from the metro areas of Miami, Tampa, Orlando, Jacksonville, and Lakeland.
Speak with a Florida Loan Officer today on qualifying for an ITIN loan!
ITIN Mortgages Offered
Purchase
Purchase a home with an 11% minimum down payment. Up to 6% seller credit allowed.
Refinance
ITIN homeowners can qualify for either a cash-out refinance to access cash from your home's equity or just refinance your current mortgage balance. Refinance up to 75% of the home's value.
Homebuyers Love Us!
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Call our Florida Mortgage Team Today
Contact our Florida Mortgage Loan Officers today to get pre-approved and find out how much you can qualify for our ITIN loan program.

Hours
Monday 7 AM – 8 PM
Tuesday 7 AM – 8 PM
Wednesday 7 AM – 8 PM
Thursday 7 AM – 8 PM
Friday 7 AM – 8 PM
Saturday 7 AM – 8 PM
Sunday 7 AM – 8 PM
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Phone
(214) 960-0998



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