Low Rate Mortgage Lender
of

Tampa

Tampa | St. Petersburg | Clearwater

Serving the Tampa Bay area, AsertaLoans is a Mortgage company helping Floridians (future & current) purchase their dream home or refinance their current one.

From low down payment to low closing costs, AsertaLoans ensures you get the best mortgage for your home. AsertaLoans also helps those with low credit scores. Let our mortgage advisers guide you today!

Apply

Get a Rate

Contact Us

Homebuyers Love Us

See our

reviews below

Five star google review for Asertaloans from Dana.

Five star google review for Asertaloans from Sassoun.

Tampa Home Loans

Purchase for Primary Home

Conventional, FHA, VA, and USDA
500 minimum credit score.
3.00% minimum down
Single family homes, condos & townhouses eligible

Loan Options

Mortgage Refinance

Reduce Monthly Payment
Withdraw cash from home's equity
Shorten current mortgage term

Loan Options

Florida hometown Heroes

Up to $35,000 towards closing costs and down payment for Florida first-time homebuyers
620 minimum credit score

Loan Options

ITIN Loans

Non-US citizens eligible with an ITIN
15% minimum down payment
US Visa or work permit not required

Loan Options

Down Payment Assistance

0% down for eligible borrowers
No income limits required
600 minimum credit score

Loan Options

Small house on an autumn’s day_edited.pn

Rental/airbnb loans

Buy a rental property for long-term tenants or AirBnb.
Fix & Flip or Fix & Hold.
15% minimum down payment
600 minimum credit score

Loan Options

Land loans

$154,000 minimum purchase price
35% minimum down payment
660 minimum credit score
20 year maximum term

Loan Options

man standing infront of miter saw_edited

Home equity line of credit (heloc)

Borrow up to 80% of your home's value less your current mortgage balance
640 minimum credit score

Loan Options

VA Loans for FLORIDA veterans

0% down payment
No monthly mortgage insurance
Rates typically lower than FHA & Conventional loans

Loan Options

Ready to Apply?

Click below to complete an application or get in touch with one of our experienced Mortgage Loan Officers to find out how much you can qualify for.

*Applying online does not initiate an automatic credit check.

Apply

Contact Us

Tampa Home Loans & Mortgage Refinance

If you're looking for a mortgage in Tampa, look no further than AsertaLoans. We specialize in residential mortgages and pride ourselves on exceptional service and competitive rates. As a mortgage company serving the Tampa Bay Area, we have the expertise to guide you through the process and find the best loan option for your needs.

With our expert Loan Officers, we can make quick decisions and close loans efficiently. Whether you're a first-time home buyer, a member of the US military, or interested in jumbo mortgages, we have the perfect loan program for you.

At AsertaLoans, we also offer VA and FHA home loans for US military personnel and first-time home buyers. Contact us today to see how much you could qualify for and let us help you navigate the mortgage application process with ease.

Home Refinancing in Tampa

If you're considering mortgage refinancing, AsertaLoans has you covered. Our refinance opportunities can help you secure a lower interest rate, reduce monthly payments, pay off your home faster, or access the cash from property's equity. Whatever your motivation for refinancing, we'll work hard to find you the best mortgage rate based on your unique circumstances.